-
There can be a substantial benefit to deferring taxes as long as possible.
-
Changes to the tax code have left a few key deductions for itemizers, like medical, dental and some business expenses.
-
Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.
-
It’s important to understand tax-exempt vehicles when establishing a comprehensive tax planning strategy.
-
Want to keep more of your mutual fund profits? You may be interested in strategies to help lower your tax liability.
-
A 1035 exchange allows you to exchange your life insurance policy for one from another company without tax liability.
-
An important element to successful investing is to manage investment risk while maintaining the potential for growth.
-
Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.
-
A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.
-
Bond ratings gauge a bond issuer’s financial ability to repay its promised principal and interest payments.
-
Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.
-
The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.
-
A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.
-
With closed-end funds, investors pool their money together to purchase a professionally managed portfolio of stocks and/or bonds.
-
It’s important to understand mutual fund loads, or sales charges, and exactly what they entail so you can make informed investing decisions.
-
An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.
-
Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.
-
Understanding different types of investment risk can help investors manage their money more effectively.
-
There are five broad asset classes that you should take into consideration when constructing your investment portfolio.
-
Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.
-
Starting to invest early for college and remaining consistent can help investors reach their goals.
-
There are other ways to invest in stocks and bonds besides owning individual shares or bonds.
-
Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.
-
529 plans are tax-advantaged college savings plans that generally allow people of any income level to contribute.