The Cost of Procrastination
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
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A change in your mindset during retirement may drive changes to your portfolio.
There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.
You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.